Why an Installment Loan is a Great Choice

Are you looking for a loan but are trying to steer clear of the payday loan sharks? If the answer is yes, then https://www.maxlend.com/ is a company to check out. MaxLend is not a payday loan lender. They offer installment loans to customers who need loans quickly and with as little hassle as possible. Read on to find out more about this payday loan alternative.

Why Choose an Installment Loan Company?

Installment loans are not the same as payday loans. When you borrow money from a payday lender you will be required to repay the whole amount the next time you get paid. This generally causes even more financial problems than there were in the beginning when you first needed the loan. Payday loans have higher interest rates that are due the very day the loan is, so you will be hit with a huge expense all at once. Installment loans are different. Borrowers will make payments over a period of six months instead of all at once. Breaking the loan up into payments makes it easier to repay and causes less stress.

Applying for an Installment Loan

The process of applying for an installment loan online is quite simple. All of the forms are available online. There is no running to a storefront and standing in line behind a bunch of other borrowers. The application can be filled out day or night and is easy to understand. Your personal information will then be verified over the phone, and you will more than likely receive your loan within the next 24 hours. The loan is deposited straight into your bank account for you to take out whenever you need it.

Money for Any Problem

It isn’t always easy asking for an advance on your paycheck or hitting up your parents for a loan. That is why https://www.maxlend.com/ can help those who need a fast loan and do not know where else to turn. Installment loan requirements do not include a background or credit check from their would-be borrowers, so choosing this type of loan is perfect for borrowers that cannot get a loan from a traditional source. The cash will be available within 24 hours of applying once the borrower is approved and can be used for anything. While many customers turn to installment loans to pay off bills or handle a financial emergency, many borrow cash to take on vacation or spend on some other luxury. Some borrow money to pay down credit card bills or to catch up on their mortgage. A loan company does not ask their customers why they need the loan or what they plan to use it for, they simply deposit the money the person is eligible for. Jump to top…

Finding the Right Online School through Which to Continue Your Education

As most returning students can confirm, going back to school can be a stressful undertaking – particularly if you’re already juggling family responsibilities with a fulltime job. However, with the rise of online colleges, many adult learners have been able to continue their education without throwing a wrench into their personal and professional lives. Of course, this isn’t to say that all online schools are created equal. Anyone interested in continuing their education online would be wise to look for the following traits when perusing prospective schools.

1. Positive Feedback and Reputation

In the digital age, obtaining feedback has become easier than ever. These days, a simply Google search can provide a wide range of feedback for businesses, restaurants and, of course, online schools. It’s important to note, however, that nearly every school you come across is bound to have a few negative reviews. You should start having second thoughts when the negative feedback begins to overtake the positive. To understand more about what makes a good online school, pay a visit to Darwin’s Money.

2. Flexibility

Flexibility is one of online education’s primary appeals. This is particularly true for perpetually busy individuals who wish to continue their studies. If you’re currently working fulltime and/or raising a family, it’s in your best interest to seek out online schools that allow students to attend lectures, complete coursework and take exams at their leisure. This will ensure that you’re able to earn your degree without making sweeping changes to other areas of your life.

3. Fully Accredited

Attending an online school that isn’t fully accredited is a waste of time, effort and money. In addition to not adhering to the same codes and standards of accredited institutions, these schools generally don’t teach anything for substantial value. Furthermore, if you’re returning to school for the purpose of advancing your career, be aware that many employers don’t look kindly upon unaccredited schools. With this in mind, confirm that any school in which you’re interested in enrolling is fully accredited.

It’s never too late to advance your career through continued education. Thanks to advances in online education, a rapidly growing number of returning students are earning advanced degrees from the comfort of home. However, to ensure that you receive the finest online education possible, it’s imperative that you keep an eye out for positive feedback, flexibility and full accreditation when searching for the right school.

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Top 10 signs of slot machine addiction

 

The gambling industry is currently the most popular among people across the globe. It lures people into the world of online and offline casinos due to super exciting gaming opportunities, a chance to become a millionaire or at least win a large sum of money. Yet despite all these positive factors, there are people who don’t simply play slots for fun and entertainment but devote their lives to this particular activity, slowly becoming more and more addicted to it. Therefore, if you are struggling with some gambling problems and feel like you start getting obsessed with playing one-arm bandits then here are the top 10 signs or symptoms that would prove your guesses. But if you know that you play rarely then try to play sizzling hot deluxe here – the most innovative and interactive machine.

10 major symptoms

At the beginning, you just enjoyed playing slots when you had free time as a way of an entertainment. Now, you are playing various games to avoid worries, different unpleasant emotional situations, etc. It became a part of your everyday life;

– You started visiting land-based casinos or started entering online gambling websites more often than before;

– When relatives, parents or friends ask how much time you spend playing slots, you are trying to hide the real number of hours per day, lying to them, hence not admitting the “rising” problem;

– You can stop playing even if you promised yourself to play just an hour a day. In the end, it results in minimum 3-4 hours a day or in the worst cases, players might spend the whole days playing favourite gambling machines;

– If you play for money and began noticing that you deposit much more than win back but still keep playing and investing then it is another clear sign of an addiction;

– No matter where you play at online casinos or traditional gambling houses, if you have a constant idea of coming back and playing the same machine over and over again then it is another issue that should be treated;

– At times when you win, you are happy to share winnings with the beloved ones since, in such a way, it is possible to make up for lying

– You started avoiding people, started going out less, and stopped communicating with close ones. It is better for you to be left alone and have a possibility to play a favourite slot;

– You get very nervous and irritated when you see somebody else playing at your favourite machine. Not just because someone else uses it but because of inability to play it yourself at that same moment when you need it so much;

– You started using personal or others’ set aside money for gambling instead of purposes it was saved for;

To summarise, slot machines are the most addictive compared to all gambling games casinos offer. So, if at least one of the aforementioned symptoms suits your situation- it is time …

Things to Consider While Buying Car Insurance

A car and a home are the two major buys in one’s life especially if we talk aboutmiddle class.Buying a car does not only cost a mammoth amount of money but also has an emotional value. It is always better to be prepared for any eventualityand hence choosing the right car insurance for our four wheeleris one of the key decisions to make.

Here are a few things to consider while buying car insurance.

Kind of Insurance Plan

There are basically two types of car insurance plans. One is thirdparty liability insurance plan and the other one is comprehensive car insurance plan. The third party liability insurance covers only injuries caused to other people in an accident but does not cover the damage to your own vehicle.  A Comprehensive Car Insurance Policy covers third part liability along with the personal accident or self-vehicle damage and theft. Hence it is better to buy a comprehensive insurance plan.

Cashless facility

You must prefer an insurance policy that offers cashlessfacility.  This will save you from making several rounds of follow ups, mails and visits to insurance company for re-imbursement. In a cashless insurance, you will have to visit the four wheeler garage which insurance company has a tie up with for a cashless claim. The cashless facility helps a lot in the times of emergency as you do not have to bother arranging cash.

Add on facilities

Look for some additional benefits that comes in your car insurance policy like

  • zero depreciation, where you get the reimbursement for the four wheeler parts replaced as per their actual value and not the depreciated value,
  • NCB protect, where you can keep the discount on account of no claims even if you have already claimed once in that year
  • Hydrostatic Cover, which covers losses due to mishaps like water logging.

Also look for additional frills like all time road assistance, towing amenities etc.which come in handy in case of an emergency like your four wheeler breakdown. A word of caution though, this may cost you a little extra or your premium may go up, so include the same carefully after looking at the pros and cons.

Customer Support

After buying a car insurance, the thing you may need most is the customer service and support. You would have got an extremely warm and cordial treatment from your insurance agent until you buy a car insurance, but what happens when you need them? You must choose a brand that is known for best customer service and 24*7 customer support. Garner some reviews online or from word of mouth. Read up their customer support policies andknow their contact points at the time of claim.

No Claim Bonus

Do look for their No Claim Bonus policy. NCB is the coverage that is given to those clients who not claim for an entire year. The amount of generally 5-10% of the insured declared value which is given as a bonus at the time ofthe renewal of the …

Understanding the Process of Expense Management and Its Benefits

Any business’s finance department is central to its success. The responsibilities of this office are vital for the day to day activities of the firm. The management of all financial matters of the company including overseeing the expenses of every person associated with the business and making sure that every penny is accounted for is one of the biggest challenges the financial department face on the daily. To ensure a return on investment for the business, every expense must be checked and verified by this department and protect the company’s bottom line.

In many cases, small businesses perform their expense management tasks manually. This used to be the traditional way of doing expense management, but things are changing fast. Manual expense management use spreadsheets and other basic tools to track employee expenses, which can be overwhelming and inefficient because business grow and the number of employees increases. When this happens, manual employee expenses tracking methods become extremely hard to keep up with. If you are in the telecommunications business, there is a bunch of top telecom expense management companies offering this service at affordable rates.

Tasks Involved In the Expense Management Process

There are several tasks involved the business expense management process. Some of these tasks can be daunting, especially for bigger companies with an extensive employee base. The manual expenses management process includes the following tasks:

Recording Employee Expense Statements

Employees requesting reimbursement for business-related expense such as tuition expenses, relocation expenses, and business trips must do so via the submission of an individual expense report. This report must include both the header and record details of all expenses associated with the employee. Before the submission, the employee should verify the amounts indicated in the report including the general information.

Approval of the Expense Statements

Many organizations require the employee’s expense report to be approved by a supervisor or one of his/her superiors. At this stage, the report can either be accepted or rejected. If the report is rejected, the employee is supposed to revise and submit again. If it’s approved, the status of the report will be changed to indicate that’s it’s ready for audit before the reimbursement.

Audit

Not all expense reports are subject to audit, but when necessary, an auditor will go through the expense report comparing it against provided receipts to confirm that the information corresponds. Just like supervisors or another superior who approved the report, the auditor can approve or reject the report if the information does not add up.

The Actual Reimbursement

If an employee’s expense report passes all the stages above, it’s ready to reimbursement. Companies use different methods to reimburse their employees. The employee will be notified once their request is processed.

Some businesses choose to use an expense management software to streamline their expense management processes. There are some benefits of using this kind of software, but that will depend on the size of the firm and the software you choose. If your company’s expense management process is increasingly becoming …

Getting a Business Loan for Small & Medium Enterprise made easy

If you are a small or medium business owner in India, you will know how cumbersome the process of acquiring short term working capital can be. Quite often you might have to rely on the local financiers, who not only charge a higher interest rate but may also impose arbitrary restrictions on the financing. The fact that India has more than 5.5 crore SMEs at present, and most of them are facing the same issues related to small & medium enterprise loans, equates to a reality check of its own. Is your business growth being hindered by the unavailability of quick and easy finance options?

Well, you can now avail risk free short term loans for your business with LendingKart. A fintech startup, LendingKart promises verification of documents and approval of loan application within 3 days. And the best part is, you do not need to stand in a queue for application and submitting your documents, everything is online. Read on to learn more.

LendingKart’s aim is to make the life of small and medium business owners easy by providing quick loans starting from Rs 50000 upto a value of 1 crore Indian rupees. The EMI schedule is also flexible and the rate of interest you pay is personalised according to your credit score and business requirements. Here is all you need to do to get and instant loan for your business.

Apply Online for a Business Loan

 

Visit the LendingKart website and register for a free account. Once you verify you email and other details, you can start the application process. You are required to input basic information about yourself and your business and move on to the documents upload screen. Here again, the document requirements are kept limited to bare necessities.

The documents required for your Small & Medium Enterprises Loan are:

  • Bank Statement of your business for past one year (till date)
  • A proof of registration of your enterprise
  • Income Tax Returnsstatement (only if your annual revenue exceeds INR 1 Crore)

And yes, that is all. Once you have uploaded your document, they are sent to LendingKart’s group NBFC for verification. The company guarantees processing of all documents within 3 working days of reception. Upon successful verification of your documents, you will be offered the terms of loan by the company. These terms are determined based on your credit history, credit score and annual revenue.

If you choose to accept the terms of your Small & Medium Enterprises Loan, LendingKart will initiate the transfer of funds within 24 hours. You will be charged a one-time processing fee and that’s that, no hidden charges whatsoever afterwards. You can also choose to renew your sanctioned loan amount after repayment without paying any additional charges.

The benefits of Small & Medium Enterprise Loans by LendingKart

 

While there are banks and other finance companies offering loans for businesses, the specific requirements of small businesses are not being effectively catered to by these institutions. Your short term working capital needs can arise …

Tips to Sell on Amazon UK

You must be aware of a lot of people who are making money through selling on Amazon. If you are attracted to work in a similar way, sitting back at home, then you must be aware of these bunch of useful tips.

As you intend to begin selling on Amazon, the first thing you should be careful about is a listing of the products and inventory management.

Refresh your stock day by day to maintain a strategic distance from purchasers acquiring things you no longer have in stock. This is particularly essential on the off chance that you offer a similar stock through different sites, using mail-request or in your shop.

When valuing your things, look on Amazon.co.uk to perceive how much different dealers are charging for comparable things. On the off chance that a thing has been recorded for over 30 days without offering, check how competitive its cost is and bring down it if essential.

Keep in mind the Holiday Settings highlight may take up to 36 hours to expel your postings when you switch it on, and up to 36 hours to include them again when you turn it off. Amid this period, postings can’t be adjusted or erased.

Related Guide: How to Sell Products on Amazon UK

Try not to utilize this component as a contrasting option to evacuating your postings. Next, you should be specific about Order management. Check Your Seller Account frequently for critical exchange refreshes instead of depending only on email notices. Get to your account at www.amazon.co.uk/selleraccount.

Give fantastic client benefit, which incorporates dealing with discounts and returns in an opportune way. Discount arranges that you can’t satisfy inside 48 hours and issue discounts for returns within five business days of receipt.

Try to react to client messages inside 24 hours to elucidate any open inquiries. After this deal with Fulfillment. Continuously dispatch your things within two working days of request notice. This is a prerequisite of being a Marketplace vender. Incorporate a pressing slip with your thing.

You can utilize the one gave you ‘Sold – dispatch now!’ email, print it from your Seller Account or make your own. Remember to incorporate your arrival address. Incorporate a note in your bundle with your contact data and encourage your purchaser to leave input.

You additionally need to guarantee that you give great Customer benefit Answer all purchaser inquiries and messages inside 24 hours.

Great communication with purchasers advances great input for dealers. Giving client benefit in the official dialect of the offering stage is a necessity for offering on Amazon.co.uk. As a feature of a decent client encounter, purchasers will hope to get suitable client benefit in the official dialect of the stage. Ultimately security is essential too.

Change your secret word frequently. Consider setting up a different financial balance for distributions from your Amazon seller account.

Amazon.co.uk will never email or call you to request that you unveil or confirm your Amazon.co.uk secret word, MasterCard or ledger number. Such data ought …

Using Maps In Business – 10 Tips From The Experts

This article, a prequel to my forthcoming 101 Map Uses, offers 10 productive ways businesses can use wall maps. Too often, business professionals equate maps with the online digital variety that provide directions, the nearest Home Depot, and homes for sale, all from the comfort of a computer, PDA, or cell phone. Yet, millions of businesses use printed wall maps daily. Fortune 500 companies insist on using high quality printed maps in their day-to-day operations because there is simply no replacement for maps. While the digital map has its own uses, a well-designed printed map is by no means old school. To the contrary, wall maps keep up with the modern needs of business and are in high demand.

  1. Wall maps serve a multitude of purposes, the least of which is decorative eye candy, although this is a distinct use that has more value than you may think. We’ll get to that in a minute. Printed maps are handled in the office from everyone from the CEO, sales manager, executive assistant, accountant, and truck driver. This article is less for the professionals who already use maps, but for those who want to learn what the Fortune 500 know.1. Corporate Identity A map sets the scene and provides a sense of place. These are instrumental forces for business moral. 3-meo-pcp Companies, whose stores or service area are mapped and on display, ground the staff in the here and now, never losing track of the geographic identity of the company.
  2. Display A handsome or beautiful map displayed in a store or office environment is a positive reinforcement to customers and clients that the company is grounded, committed, and knowledgeable about the area. If the map reflects the company’s identity; it speaks a thousand words to customers who enjoy it. One such map that I recall was prominently framed in an office foyer. Virtually every visiting client that entered the office saw that map and made a compliment. This was a compliment to the map maker, but also to the company for having the good judgment and wisdom to have it created and displayed so prominently. The map depicted the company’s geographic service area in beautiful detail. It wasn’t a tourist map or something from the Better Business Bureau. The point of the map was not to demonstrate how clever the company is, but how knowledgeable they are of their service base and how invested they are in the communities they serve.

  1. Store Locations

As a map maker, I get requests by medium and large companies to make them a map showing the locations of their stores. This may seem a mundane point, but more often than not, the map I make is the first map these companies have ever had that depicted the geographic location and relationship of their stores. This is a powerful concept not to be dismissed. There are a variety of online map tools that allow you to cobble together such a map, but they inevitably fall disastrously short …

Road Accidents in India Take Multiple Lives Everyday

With the number of road accidents increasing by 8%, sadly, India still manages to occupy the #1 position in terms of road accidents each year worldwide, according to an published by The Times of India on March 22, 2017. It was further added that if the trend continues, 2.6 lakh deaths will be reported by 2030, of which, people aged between 15 and 29 would be the most vulnerable to mishaps. Another study revealed that over 1,37,000 people were killed in road accidents in 2013 alone, which is actually more than the number of people killed in all our wars put together. It is thus becoming mandatory to buy term insurance to deal with such uncertainties, assuring financial stability to your family in case of any unfortunate event.

Thinking of the most unwanted thing that can happen to a road user would be an accident. Unfortunately, we don’t seem to be learning from our mistakes. Even after being completely aware of the general rules and safety measures to adopt while using the road, it is our own lack of vigilance or errors that is causing these crashes. Use of mobile phones while driving, over speeding, jumping the red light, avoiding safety gear like seat belts and helmets, not driving in the lane and overtaking in the wrong manner are some of the many common behaviours of individuals that result in accidents. External factors like potholes on the roads, especially during rainy season, the other driver’s fault, insufficient lighting at night, stationary vehicles left on the road, illegal constructions and minors driving are also leading to accident-related deaths. Here’s a look at the major causes of road accidents in India.
Mixing Drinking and Driving
Studies show that for every increase of 0.05%in the blood alcohol concentration leads to the risk of road accident doubling, and driving in a drunken state most of the times proves fatal. Drunken driving incites humans to take risks. It is alright to celebrate an occasion with alcohol. However, it shouldn’t be mixed with driving, since it can turn a celebration into a misfortune. After consuming alcohol, the driver loses concentration, while vision and reaction time are hampered. The reaction time of the body decreases because the brain takes longer to process stimuli. There are many drugs and medicines that also affect the skills and concentration necessary for driving.
Mobile Phone Addiction
In today’s fast paced world, people avoid wasting a single minute, for which many of us don’t hesitate to answer a phone call while driving. This leads to reckless driving, becoming a potential reason for road accidents. When you are talking on your mobile phone, a major part of your brain is occupied in that conversations, while the smaller part is taking care of the driving. This reduces a driver’s reaction time and his ability to judge, causing crashes.
Desire to Leave Other Vehicles Behind
Why is it that many of us confuse normal driving with Formula One racing? Maybe it is our need to …

Services Provided by Vortex Financial Services

There are a lot of financial service providers which are mainly sought by the people who desires to retire and spend their remaining days with comfort. The retirement planning is done at an early age will help you notice amazing returns on your investments. The main benefit of planning the retirement at an early age will mainly consist of the assets that are accumulated over time thereby distributing it properly during the lifetime as well as afterwards. Thus keeping this in mind, the Vortex Assets provides the following services.

Retirement Planning

Vortex Assets provides service for all the individuals dealing with their retirement plan at the early stage even if the individual is going through a lot of obligations in life. These plans help them to make a proper decision which is mainly due to the restrictions of money and time. Thus the individuals are liable to get every service which would bring a steadiness in their financial aspects along with security.

Professional Investments

There are a number of individuals who are masters of investing in the stocks and businesses. But the stock market is defined to be a volatile one and hence they seek advices from the top most companies. Vortex Assets is striking to stand among the most innovative financial service providers helps these individuals to make the right decision at right time.

Tax Assistance

It is a normal fact taxes are applicable on any profits which are received from investments. All the future retirees witness higher returns on the investments and need explaining how tax payments can impact different retirement plans. It is way to make the days of retirement of the future retiree not only comfortable but luxurious as well. Thus it is important to understand the most suitable options. This is because the tax payments will enter the picture in an unavoidable manner. Vortex Assets are aware of this.

Insurance Services

Everyone foresees a healthy life be it before or after the retirement. But it is an obvious fact that health naturally takes a downturn with advancing age. Vortex Assets also specializes in retirement planning in which the retiree can use insurance services in order to assist future financial goals. The services offered by this service provider can offer a strong financial support of their dear ones in case of unpredictable situations associated to their health. The future retiree can suffer from various illness and diseases and the services offered by this service provider can help them manage and plan their finances during the requirement of excessive medical expenses.