Road Accidents in India Take Multiple Lives Everyday

With the number of road accidents increasing by 8%, sadly, India still manages to occupy the #1 position in terms of road accidents each year worldwide, according to an published by The Times of India on March 22, 2017. It was further added that if the trend continues, 2.6 lakh deaths will be reported by 2030, of which, people aged between 15 and 29 would be the most vulnerable to mishaps. Another study revealed that over 1,37,000 people were killed in road accidents in 2013 alone, which is actually more than the number of people killed in all our wars put together. It is thus becoming mandatory to buy term insurance to deal with such uncertainties, assuring financial stability to your family in case of any unfortunate event.

Thinking of the most unwanted thing that can happen to a road user would be an accident. Unfortunately, we don’t seem to be learning from our mistakes. Even after being completely aware of the general rules and safety measures to adopt while using the road, it is our own lack of vigilance or errors that is causing these crashes. Use of mobile phones while driving, over speeding, jumping the red light, avoiding safety gear like seat belts and helmets, not driving in the lane and overtaking in the wrong manner are some of the many common behaviours of individuals that result in accidents. External factors like potholes on the roads, especially during rainy season, the other driver’s fault, insufficient lighting at night, stationary vehicles left on the road, illegal constructions and minors driving are also leading to accident-related deaths. Here’s a look at the major causes of road accidents in India.
Mixing Drinking and Driving
Studies show that for every increase of 0.05%in the blood alcohol concentration leads to the risk of road accident doubling, and driving in a drunken state most of the times proves fatal. Drunken driving incites humans to take risks. It is alright to celebrate an occasion with alcohol. However, it shouldn’t be mixed with driving, since it can turn a celebration into a misfortune. After consuming alcohol, the driver loses concentration, while vision and reaction time are hampered. The reaction time of the body decreases because the brain takes longer to process stimuli. There are many drugs and medicines that also affect the skills and concentration necessary for driving.
Mobile Phone Addiction
In today’s fast paced world, people avoid wasting a single minute, for which many of us don’t hesitate to answer a phone call while driving. This leads to reckless driving, becoming a potential reason for road accidents. When you are talking on your mobile phone, a major part of your brain is occupied in that conversations, while the smaller part is taking care of the driving. This reduces a driver’s reaction time and his ability to judge, causing crashes.
Desire to Leave Other Vehicles Behind
Why is it that many of us confuse normal driving with Formula One racing? Maybe it is our need to thrill, which can be achieved through speeding. However, the reason for speeding is still unclear, although what is clear is that it can lead to fatal accidents on the road. You should know that the increased speed multiplies the risk of accidents, along with the severity of injury to the victims. It is for this reason that you should buy a good term insurance plan for your own peace of mind and your family’s wellbeing. When the vehicle is at high speed, it will require greater braking distance, which is the distance vehicle need to cover in order to come to a complete stop, in comparison to a slower vehicle. In addition, these fast moving vehicles will have a greater impact during the crash, causing more injuries. When we share the road with other users, rather than adopting the mindset of leaving them behind, try to move along with them. Their lives are as important as yours.
Not Caring About Red Lights
It almost appears that a changing light is a challenge for many drivers to see if they can make it through without getting caught at the red light. In a hurry to save time, one forgets that it is also about saving lives. Research shows that following traffic signals properly not only saves time but lets you reach your destination safely. Red light jumpers cross the intersection at greater speed, which hampers their ability to judge the oncoming traffic, and in most cases, crashes occur. Other than jeopardizing their own life, a red light jumper is risking the life of other road users as well. Moreover, this act causes chaos at the crossing, which is the main cause of traffic jams.

Minor things like adjusting the radio or mirrors while driving, banners and billboards that catch our attention, etc., can distract a driver, leading to major crashes. It would be wise to reduce one’s speed to remain safe during such distractions and diversions. Don’t avoid wearing seatbelts and helmets while driving, which is meant to reduce the severity of injuries in case of an accident. Along with this, arm yourself with a Online Term Insurance Plan, which can be easily bought online.